Privacy Policy


This privacy policy explains how TERN Group (referred to as "TERN," "we," "us," or "our") collects, uses, and shares your personal information when you use our website, mobile app, or other online services (collectively, the "Services").

Personal Information We Collect

We collect the following types of personal information from you:

  • Information you provide to us directly: This includes information you provide to us when you create an account, contact us, or otherwise interact with us. For example, this may include your name, email address, phone number, and other contact information.
  • Information we collect automatically: This includes information that we automatically collect when you use our Services, such as your IP address, browser type, device type, and referring URL. We may also collect information about your use of our Services, such as the pages you visit and the time you spend on each page.
  • Information we collect from third parties: This includes information that we collect from third-party sources, such as social media platforms and marketing partners.

How We Use Your Personal Information

We use your personal information for the following purposes:

  • To provide and improve our Services
  • To communicate with you about your use of our Services
  • To personalise your experience on our Services
  • To send you marketing communications
  • To detect and prevent fraud
  • To comply with our legal obligations

Sharing Your Personal Information

We may share your personal information with the following third parties:

  • Service providers who help us provide our Services, such as website hosting providers and email marketing providers.
  • Business partners, such as healthcare providers and educational institutions.
  • Third-party advertisers, with your consent.
  • Law enforcement agencies or other government officials, if required by law or if we believe that disclosure is necessary to protect our rights or the rights of others.

Data Retention

We will retain your personal information for as long as necessary to fulfill the purposes for which we collected it, unless otherwise required by law or regulation.

Your Choices

You have the following choices with respect to your personal information:

  • You can access and update your personal information by logging into your account or contacting us.
  • You can opt out of receiving marketing communications from us by clicking on the "unsubscribe" link in any marketing email you receive from us.
  • You can request that we delete your personal information by contacting us.


We use a variety of security measures to protect your personal information from unauthorised access, use, disclosure, alteration, or destruction.However, no method of transmission over the Internet or method of electronic storage is 100% secure. Therefore, we cannot guarantee the absolute security of your personal information.

Changes to This Privacy Policy

We may update this privacy policy from time to time. If we make any material changes, we will notify you by email or by posting a notice on our website.

Contact Us

If you have any questions about this privacy policy, please contact us at: